Empowering International Entrepreneurs to Access Capital with Confidence.
My name is Yosmel Gutierrez
"In today's economy, the difference between growing and struggling isn't the loan you have, it's the structure behind it".
We help Small businesses achieve Lendable Growth™ by fixing the biggest hidden risk in business today: Poor Debt Financing Structure.
You deserve a financial partner who understands your industry, your business, and your goals. Not just someone who gets you a rate.
Our Services
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Full Application Support
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Assistance in completing SBA loans, Debt Schedules, Lines of Credit, Equipment Financing, and many more.
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Ensure accuracy, compliance, and professional presentation
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Debt Structure Advisory
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High-level review of debt and capital structure.
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Guidance on cash flow, leverage, and risk Management
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Understand how debt affects financial health and lender perception.
Our Process
1 / Free Consultation
Discuss your Short and Long Term Goals, and current Lending and Banking needs.
2 / Capital Readiness Score
Understand exactly what you qualify for and what lenders look for in your industry.
3 / Mutual Goood Faith Agreement & NDA
We align on confidentiality, expectations and working together toward funding.
4 / Document Collection & Assistance
Gather financial statements, necessary personal and business documentation based on the financial product(s).
5 / In-Depth Financial Assessment & Current Covenants Review
Review existing debt, cash flow, and obligations.
6 / Loan Forms Preparation Assistance
Complete forms accurately and professionally.
7 / Financial Providers Submission
We guide you through lender forms, prepare your applications, and submit it directly to qualified institutions
Financial Education
How an International Entrepreneur Took a Small Business to IPO | Growth, Banking, and Private Equity
Why UCC Searches Matter Before Applying for a Business Loan | Capital Structure Explained
Restaurant Business Loans Explained | How to Get Funding to Start, Grow & Expand
